About Tanir

We build practical, digital credit for everyday life in Kenya. Our goal is simple: make access to short-term finance clear, responsible, and easy to manage—whether you’re running a kiosk, fixing a matatu, paying school costs, or smoothing cash flow between paydays.

Our Principles and Approach

We provide short-term online loans on fair and convenient terms.

Who we serve

  • Individuals who need short-term liquidity without the paperwork marathon
  • Micro and small businesses—from market stalls to growing SMEs
  • Under-served groups, including women-led ventures, youth, persons with disabilities, and smallholder farmers

What we believe

  • Clarity beats complexity — costs in plain language, before you commit
  • Speed with accountability — fast decisions, with the option to request human review
  • Credit should fit your life — flexible amounts and durations within responsible limits
  • Your data is yours — collected for clear purposes, protected by design, and never sold

How we lend (at a glance)

  • Apply online — simple digital flow you can start on mobile and finish anytime
  • Assessment — automated checks for a quick decision; we’ll step in if something needs a closer look
  • E-signature — confirm with a one-time code; no printing, no office visit
  • Payout & servicing — disbursement to your chosen channel; manage repayments and documents in your account

What keeps you safe

  • Data protection by design — encryption in transit/at rest, access controls, OTP security
  • Privacy rules we follow — Kenya’s Data Protection Act, 2019; ODPC guidance
  • Fair-use analytics — we analyse service performance to keep the platform reliable and secure
  • No dark patterns — no hidden add-ons, no forced opt-ins

Governance & compliance

  • Licensed in Kenya — Tanir Credit & Accounting Services Limited is authorised by the Central Bank of Kenya as a Digital Credit Provider (Licence No. CBK/DCP/2024/82). tanirltd.co.ke
  • Policies you can read — AML/KYC, Privacy, Cookie, and CRB-related information are available on our site for full transparency. tanirltd.co.ke

What we don’t do

  • No surprise fees — pricing is shown before you sign
  • No misleading promos — marketing is opt-in and easy to turn off
  • No one-size-fits-all pushes — we won’t nudge you to borrow more than is sensible for your situation

Built for real-world use

  • Mobile-first, low-friction — fast load times and a clean interface for modest connections
  • Tools that help — repayment reminders, status tracking, downloadable statements
  • Human support — message us from your account when you need a hand
staff
Want to Learn More?

Contact us – we will tell you everything you want to know.

Do you have a question, suggestion, or problem? Write to us — we will reply as soon as possible.